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Interest rates for Home Loans and Personal Lending

At HSBC, we lend money for all sorts of reasons - a dream home or holiday, more stylish furniture for your home, the car you've set your heart on... you decide.

You'll also discover that our loans offer you competitive interest rates, designed to suit your budget. Interest rates that can give you the freedom and flexibility to enjoy life in Australia, while you get ahead.

If you're shopping around for a home loan, HSBC has a wide range of flexible mortgage options available. And if it's time to review your credit card account and change to more affordable interest rates, take a look at the choices at HSBC.

What type of HSBC Bank Loan interests you? Simply click on the link.

Home Loans
Download Home Loan Comparison Rate Schedule.
Download Home Rewards Comparison Rate Schedule.
Download Home Value Comparison Rates Schedule.

Download Premier Comparison Rate Schedule.

Power Vantage
Download Power Vantage Comparison Rate Schedule.

All-in-one Home Loans (Variable Rates)
Home Smart
Home Equity Loan  
Other Variable Rates
Standard Variable Rate
Home Value
Home Rewards*
Fixed Rates
1 year
2 year
3 year
4 year
5 year
Market Linked Base Rates
* No longer available

Car Loans
Download Car loan Loan Comparison Rate Schedule.
For further information on a Car Loan or a specific quote please call 1300 308 880 between 8am and 8pm Monday to Friday.

Personal Loans
Download Personal Loan Comparison Rate Schedule.
For further information on a Personal Loan or a specific quote please call 1300 308 880 between 8am and 8pm Monday to Friday.

Credit Cards

  Retail purchases up to 55 days interest free Cash advance
HSBC Credit Card .
HSBC Classic Credit Card
HSBC Platinum Credit Card
HSBC Platinum Qantas Credit Card
HSBC Premier Credit Card

Interest rates are current as at and are subject to change. Terms and conditions apply and are available upon application. Fees and charges apply.

Base Lending Rate2
Personal Credit Line

Credit provider is HSBC Bank Australia Limited ABN 48 006 434 162
1 Calculations for comparison rates for the home loans are based on the designated amount of $150,000 and a term of 25 years. Our comparison rate schedules are available at our branches and at WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Fees and charges are payable.
2 A margin of up to 5% p.a. may be added to the advertised rate to determine the interest rate.
Lending criteria apply. Fees and Charges apply. Terms and Conditions apply and are available upon request

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